Open Enrollment 2026

Health insurance
made affordable

Find plans from top Florida carriers with tax credits that bring your premium to $0/month. Licensed agents guide you every step.

10,000+ enrolled
Florida residents trust us
Average Florida enrollee
Your savings estimate
$0
Monthly premium
$612
Tax credit / mo
4
Top carriers
2 min
To apply
HIPAA Compliant · Licensed & Certified · No Obligation
Check My Eligibility →
$0
Plans at zero cost
10,000+
Floridians enrolled
4
Major carriers
100%
Free service to you
Simple process

How it works

01

Answer a few questions

Zip code, income, household size. We instantly calculate your tax credit and find matching plans.

02

Choose your plan

Compare plans with real prices after credits. Our recommendation engine picks the best value for you.

03

We handle the rest

A licensed agent verifies your identity, submits to the marketplace, and follows up until you're covered.

Every kind of healthcare

Working for you

We treat every client one-on-one. No matter what care you need, rely on our team.

Individual Healthcare

Personal plans tailored to your needs at a price you can afford.

Family Coverage

Protect your whole family. Tax credits make it surprisingly affordable.

Group Insurance

Business owner? Competitive group plans for your employees.

$0 Premium Plans

Most Floridians qualify for tax credits that reduce costs to zero.

HIPAA Security

AES-256 encryption. Your data is never sold. Full audit trail.

Online Portal

Track status, upload docs, message your agent from one dashboard.

Why 4 The People

Services you can count on

We don't know too many businesses that can get you $0 insurance. We know how important it is to get care at a price you can afford. That's why we work with you personally.

  • Licensed & certified agents
  • One-on-one personalized service
  • Tax credit calculated before you apply
  • 100% free — we never charge you
  • Ambetter, Cigna, Wellpoint, AmeriHealth
  • Full support from start to finish
Start My Application →
Healthcare professional helping patient
10,000+ Floridians enrolled
Rated 4.9/5 by our clients

Need our services?

Open enrollment is happening now. Find out in 2 minutes if you qualify for a $0/month plan.

Find My Plan →Call (954) 363-1920
Call Now